FAIR CLAIMS.
FAIR MONTANA.
Montana's Right to Appraisal gives you a fair, independent review when you and your auto insurance company disagree on the value of a loss following a collision.
YOU HAVE RIGHTS
The Right to Appraisal gives you a fair, independent review when there's a disagreement on your auto claim.
BALANCE THE
PLAYING FIELD
Insurance carriers are motivated by profit and have a team of hired professionals on their side.
FAIRNESS SHOULDN'T
BE OPTIONAL
This consumer protection bill helps level the playing field and supports fair outcomes for Montana drivers.
A MONTANA SOLUTION
FOR MONTANA DRIVERS
Support Montana drivers and keep auto claims fair and transparent, right here in Montana.(No bill number assigned yet.)
PROPOSED LEGISLATION
MAKE THE RIGHT TO APPRAISAL MONTANA LAW
Our proposal would require every auto insurance policy issued in Montana to include a Right to Appraisal — a binding, independent process for settling disputes over the value of a loss between you and your insurer. Read the full language for yourself.
Word document (.docx)
HOW THE RIGHT TO APPRAISAL WORKS
1. YOU HIRE AN APPRAISER
You choose a licensed appraiser to represent you.
2. THE INSURER HIRES THEIRS
The insurance company does the same.
3. APPRAISERS CONFER
The two appraisers work together to reach an agreement.
4. AGREEMENT REACHED
Their decision is binding and resolves the dispute.
FASTER. FAIRER. BETTER THAN COURT.
Appraisal is quicker, less expensive, and less stressful for everyone.