Montana driver standing next to a damaged car with mountains in the background

FAIR CLAIMS.
FAIR MONTANA.

Montana's Right to Appraisal gives you a fair, independent review when you and your auto insurance company disagree on the value of a loss following a collision.

YOU HAVE RIGHTS

The Right to Appraisal gives you a fair, independent review when there's a disagreement on your auto claim.

BALANCE THE
PLAYING FIELD

Insurance carriers are motivated by profit and have a team of hired professionals on their side.

FAIRNESS SHOULDN'T
BE OPTIONAL

This consumer protection bill helps level the playing field and supports fair outcomes for Montana drivers.

A MONTANA SOLUTION
FOR MONTANA DRIVERS

Support Montana drivers and keep auto claims fair and transparent, right here in Montana.(No bill number assigned yet.)

HOW THE RIGHT TO APPRAISAL WORKS

1. YOU HIRE AN APPRAISER

You choose a licensed appraiser to represent you.

2. THE INSURER HIRES THEIRS

The insurance company does the same.

3. APPRAISERS CONFER

The two appraisers work together to reach an agreement.

4. AGREEMENT REACHED

Their decision is binding and resolves the dispute.

FASTER. FAIRER. BETTER THAN COURT.

Appraisal is quicker, less expensive, and less stressful for everyone.